Canadian Final Expense Insurance Options

Help cover funeral, burial, and final expenses with coverage options from $5,000 to $50,000.

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A Smart Way to Protect Your Loved Ones

Burial Insurance

What is Burial Insurance?

Burial insurance — also called final expense insurance — is a type of whole life insurance policy designed to cover end-of-life costs. This includes funeral and burial expenses, outstanding medical bills, and other debts you may leave behind.

Funeral costs typically range from $7,000 to $15,000 or more. Without a plan in place, those expenses fall on your family at an already difficult time.

Simple Qualification

Simple Qualification & Fixed Premiums

Our plans feature fixed premiums that never increase, so you always know what you'll pay. There are no medical exams — just a few simple health questions.

Coverage options range from $5,000 to $50,000. These are whole life policies with tax-free death benefits paid directly to your beneficiary.

Peace of Mind

Peace of Mind for Your Family

When you have a burial insurance policy in place, your family can focus on grieving and celebrating your life — not scrambling to cover costs.

You stay in control of your final wishes, and your loved ones are protected financially during one of the most difficult times they'll face.

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Frequently Asked Questions

What if I have pre-existing conditions?

Most people still qualify — even with health conditions. We work with plans that don't require a medical exam.

Guaranteed Issue plans accept all applicants regardless of health history. Simplified Issue plans ask a few health questions but no exam — and often have lower premiums.

No medical exam
All ages 40–85
Most conditions covered
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No obligation · Less than 5 minutes

How fast can I get coverage?

Faster than most people expect. Here's how a typical call goes:

1
Minutes 1–2: A licensed agent reviews your situation and answers questions
2
Minutes 3–4: You get 2–3 plan options matched to your age and budget
3
Minute 5: Choose a plan — coverage can begin the same day
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How much does burial insurance cost?

Most Canadians pay between $20–$65/month. Here are some real examples:

Age 50 · $10,000 coverage ~$28/mo
Age 60 · $15,000 coverage ~$41/mo
Age 65 · $20,000 coverage ~$52/mo
Your exact rate → Call to find out

Rates vary by province, health profile, and plan type.

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(833) 588-8291

No obligation · Rate locked in after your call

Still have questions?

Speak with a licensed agent

(833) 588-8291